Interest Free Plans Available in Store and Online

Lombard Finance Interest Free
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Don’t wait! Get Interest Free* with no deposit 

Ideally you will need to obtain a quote from the AC STORE team and then you can apply for your finance.
Purchase a Split System or Ducted Air Conditioning System right now with flexible repayment plans that suits your budget and lifestyle.
  • 6 months Interest Free on Lombard 180 card purchases of $250 or more*
  • Up to 55 days Interest Free on Lombard 180 card purchases less than $250*
  • The power to borrow up to $30,000
  • Easy online application with a quick response
  • Access to longer Interest Free terms at various Lombard retailers
  • 24/7 online access to your account

*Credit approved applicants only; fees, terms and conditions apply including a $99 Annual Fee charged on the account open date and subsequently on the anniversary of the account open date. Up to 55 days Interest Free is available on all Lombard 180 card purchases (excluding cash withdrawals), when you pay, by the payment due date, the amount identified in your statement as the ‘optional repayment to qualify for up to 55 days Interest Free on purchases’, 6 months Interest Free is available on all Lombard 180 card purchases of $250 or more made in one transaction. Interest, currently 22.99% p.a., is payable on balance outstanding after any Interest Free term. Credit provided by Lombard Finance Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415 (Lombard). Lombard is a trademark of Lombard. Lombard is a subsidiary of FlexiGroup Limited.


Gem Interest Free


You’ll also receive an everyday credit card for things like grocery shopping or filling up the petrol tank. Enjoy 0% interest for 6 months on any Visa purchase over $250 or 0% interest for up to 55 days^ on purchases under $250 – anywhere, anytime.

  1. ^Actual interest free periods vary from promotion to promotion, check in store for details
  2. †Subject to credit limit and approval
  3. *Assumes no other purchases in the same period.
  4. The minimum monthly payment on your statement may be less, exact amount will be specified on your statement.
  5. If there is an outstanding balance after the interest free period ends, interest will be charged at the current annual percentage rate. Minimum financed amount applies, and interest free periods vary. See in-store for details and for term and conditions.
  6. Estimated monthly payment excludes the $99 annual fee, which is also charged on the anniversary of that first purchase every year afterwards.

Gem is a registered trade mark in Australia of Latitude Finance Australia (ABN 42 008 583 588). Credit facility provided by Latitude Finance Australia. Australian Credit Licence number 392145.

Apply Now!

Certegy Interest Free Plans

We understand that these days cash is hard to come by, so we have happily teamed up with Certegy to provide a range of options to suit your budget. And the great thing about it all is that it is “No Interest Ever!”*

Certegy Pricing is based on RRP (regular retail price). For more info please call us.

Fees , charges, terms, conditions, lending
criteria apply. Contact the store for more information

We offer a payment plan option through Certegy Ezi-Pay so you can make a
purchase and pay for it over time in convenient fortnightly installments.
One of the great benefits of a Certegy Ezi-Pay payment plan is that you never
pay interest on the amount you owe. You will pay an establishment fee between
$35 and $90 to set up your account, and this is payable over the term of the
plan. There is a monthly account keeping fee of $3.50 which will be direct
debited whilst your account remains active and a $2.95 payment processing
fee that is included with each fortnightly payment. You know exactly how much
you will get charged as long as you stick with your payment schedule, best of all
there is No Interest Ever!
It’s easy to apply. You can either apply at a No Interest Ever! retailer as you are
making your purchase or you can apply online before you shop. Your application
will be assessed by our standard credit approval process. For more information
and to apply online please visit


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